ReFinD’s report on digital financial services (DFS) adoption among Ghanaian businesses delivers unprecedented insights into how 1.8 million firms across the country are engaging with digital payment solutions.
Drawing on comprehensive data from the Integrated Business Establishment Census (IBES) 2024, the groundbreaking study examines the factors influencing DFS usage across Ghana’s diverse and dynamic business ecosystem. It assesses how firm size, sector, formality, geographic location, and gender dynamics shape digital payment adoption.
Ahead of the official launch, a newly released fact sheet offers a preview of 14 key findings that highlight adoption trends, usage behaviors, and critical barriers to implementation. The insights reveal striking patterns—from widespread use of personal mobile money accounts to regional and gender disparities in digital payment uptake – serving as a compelling teaser of the in-depth analysis contained in the full report.
Explore all 14 key facts here