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ReFinD is pleased to announce the release of its inaugural policy brief, addressing the crucial issues surrounding the impact of the Electronic Transaction Levy (E-Levy) on digital financial services in Ghana. Titled "The Effect of the Electronic Transactions Levy (E-Levy) on Retail Digital Financial Services in Ghana," this brief makes a significant contribution to the ongoing discourse on this timely subject.
The brief draws from the ReFinD project, which investigated how the introduction of the E-Levy has affected the supply of retail digital financial services (DFS) by various agents, including mobile money vendors and small-scale non-bank financial institutions such as micro-credit firms, remittance companies, fintechs, and savings and loans institutions. The study explores key questions, notably the immediate impact of the E-Levy on the operations of firms offering digital financial services and the strategies these firms are implementing to mitigate its overall effects—all of which are comprehensively addressed in the policy brief.
In addition to policy briefs, ReFinD also publishes policy papers and working papers aimed at advancing public understanding of the structural constraints limiting agent networks globally.
To read the full policy brief and gain insights into its findings, please visit our publications page.