FIRMS AND DIGITAL PAYMENTS: EVIDENCE FROM CENSAL MICRODATA

Taxing Electronic Money Transfers In Developing Countries – The Case Of Ghana

Advancing digital payments for firms is an essential building block for business performance and financial inclusion. This report provides an in-depth analysis of digital financial services (DFS) adoption and usage among all firms in Ghana, utilizing data from the Integrated Business Establishment Census (IBES) 2024. The analysis covers 1.9 million firms across the country, focusing on the patterns of digital payments adoption and usage, the determinants of adoption and usage, and the barriers different firms face.

Financial sector players discuss agent banking governance at ReFinD multistakeholder roundtable

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ReFinD convened a high-level roundtable on “Enhancing Governance in Agent Banking Networks for Deeper Financial Inclusion at the Last Mile,” bringing together people from Ghana’s financial sector ecosystem including providers,  agents, and academics alongside the regulator. Organised as part of the Evidence to Action Conference 2025 (E2A 2025), the roundtable provided an inclusive and neutral platform for open dialogue, policy reflection, and knowledge exchange -- rooted in practice and evidence.

ReFinD grantees share evidence, inspire dialogue on last mile digital finance solutions

ReFinD grantees share evidence, inspire dialogue on last mile digital finance solutions

A cross-section of researchers, students, and enthusiasts in digital financial inclusion gathered for a ReFinD research dissemination session themed “Bridging the Last Mile: Evidence in Expanding Digital Finance to the Last Mile.” The session showcased five ReFinD-funded research projects, exploring how digital finance tools are shaping access and opportunity for underserved populations.

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